Conrad Companies provide complete receivable management including financing, servicing, collections, and litigation services. Conrad consists of five divisions: Approval One, Inc. (AOI); Conrad Asset Team (CAT); Conrad Credit Corporation (CCC); Conrad Acceptance Corporation (CAC); and On Call Systems, Inc. (OCS).

The companies were founded with the philosophy that the only two assets any service organization has are its clients and employees. Recognition, support, and a team effort from the staff create long term, stable foundations for Conrad's clients and provide them with a full service financial center. Prompt response from all staff ensures continued association and long-term satisfaction through positive results.